Terms of Service

Last updated on: October 1, 2025

§ 1. General Provisions

  1. These Terms of Service govern your use of the FinFuture website and its services. By creating an account or using our platform, you agree to be bound by these terms.
  2. The service provider is FinFuture Education Inc., located in Montreal, Canada. These regulations constitute an agreement between the User and the Platform.
  3. Users must be at least 18 years of age or the age of majority in their jurisdiction to create an account and use the services.
  4. The content provided on the Platform is for educational purposes only and does not constitute financial advice. You should consult a qualified professional for financial advice.

§ 2. Definitions

  • Platform – The online educational platform available at finfuture.ca, operated by FinFuture Education Inc.
  • User – Any natural person with full legal capacity who creates an Account and uses the Services provided by the Platform.
  • Account – A personalized profile created by the User upon registration, allowing access to the Platform's Services.
  • Services – All educational materials, tools, courses, and resources made available to the User through the Platform.
  • Regulations – This document, the Terms of Service, outlining the rules for using the Platform.

§ 3. Type and Scope of Services Provided

  1. The Platform provides paid access to a library of digital content, including video lessons, articles, and interactive tools focused on financial literacy and personal responsibility. The scope of access depends on the User's chosen subscription plan.
  2. The Platform allows Users to create and maintain a personal Account, track their learning progress, and use financial planning tools.
  3. The Platform reserves the right to modify, add, or remove courses and features at its discretion to improve the service.
  4. Services are provided on a subscription basis, billed monthly or annually as selected by the User during registration.

§ 4. Technical Requirements

  1. To use the Platform, the User must have a device with internet access and a modern web browser (e.g., Chrome, Firefox, Safari) with JavaScript and cookies enabled.
  2. The Platform is not responsible for any disruptions in service due to the User's failure to meet these technical requirements.
  3. The User is responsible for the security of their own device and internet connection.

§ 5. Rights and Obligations of the User

  1. The User agrees to provide accurate and truthful information during registration and to keep this information updated.
  2. The User is responsible for maintaining the confidentiality of their account password and for all activities that occur under their account.
  3. The User agrees not to share, resell, or distribute any content from the Platform. The license to use the Services is non-transferable and for personal, non-commercial use only. Violation of this may result in account termination without a refund.
  4. The User agrees to use the Platform in accordance with applicable laws and these Regulations, and not to engage in any activity that could harm the Platform or its users.
  5. The User may terminate their subscription at any time through their account settings. Termination will be effective at the end of the current billing cycle.

§ 6. Final Provisions

  1. The Platform reserves the right to amend these Regulations. Users will be notified of any significant changes via email or a notice on the website.
  2. These Regulations shall be governed by and construed in accordance with the laws of the province of Quebec and the federal laws of Canada applicable therein.
  3. Any disputes arising from this agreement will be resolved in the competent courts of Montreal, Quebec.